Terms of Service

Our platform, NovaInsurer.com, is a comprehensive digital solution designed to support clients in comparing and selecting the most suitable insurance products. The platform provides informative recommendations based on the data provided by clients. However, the final decision to enter into an insurance agreement rests solely with the client.

No Endorsement of Specific Providers

NovaInsurer.com does not endorse, recommend, or favor any particular insurance company or product. Any rankings, reviews, or comparisons presented are for informational purposes only and should not be interpreted as binding recommendations.

User Responsibility

The responsibility for evaluating the suitability and terms of any insurance product before purchasing lies entirely with the client. NovaInsurer.com encourages clients to act prudently and responsibly when interpreting and using the information provided by the platform.

Limitation of Liability

The company and its partners are not responsible for individual decisions made by clients based on the responses or information provided on the platform. This includes, but is not limited to, financial losses, disputes regarding insurance policies, or missed coverage opportunities. The platform is provided "as is," and all warranties, whether express or implied, are excluded.

Accuracy of Information

The company makes every effort to ensure that the information provided is accurate and up-to-date. However, we are not liable for any inaccuracies or misinterpretations of data caused by incorrect input by the client or changes in conditions by insurance providers.

Links to Third Parties

The NovaInsurer.com platform may contain links to external websites of insurance companies or other third parties. These links are provided for convenience and informational purposes only. The company is not responsible for the content or practices of these websites and does not guarantee the accuracy of their information.

Transparency and Privacy Protection

The platform respects the privacy of its clients and processes personal data in accordance with GDPR standards. No personal data is sold or shared with third parties without the client’s consent. For more details, please refer to our Privacy Policy.

Changes to the Service and Terms

NovaInsurer.com reserves the right to update the platform, its features, or this disclaimer without prior notice. By continuing to use the platform, clients accept all changes to the terms.

Binding Terms of Use

By using the platform, clients agree to these Terms of Use as well as the Terms of Service for Google Maps Platform API, which are incorporated into this agreement.

Important Notice

The comparison of insurance products on NovaInsurer.com should be considered as the first step in the decision-making process. Clients are advised to always thoroughly review the full documentation of the insurance policy provided by the insurer and consult with their representatives for detailed information.

Complaints and Feedback

In case of questions or concerns, clients can contact customer support through our communication channels. Any complaints will be addressed transparently and within the statutory deadlines." and Slovak version as well "Final Disclaimer for NovaInsurer.com